Vaughn Pearson

Vaughn Pearson

Vaughn Pearson

NA Dallas, TX 75248

About the Expert

Financial services litigation support, consulting, and seminars. Practicing commercial banking expert with 25 years of executive-level bank lending/credit experience and 15 years of financial advisory services in large and small consulting organizations. State-appointed supervisor of troubled banks, including heavy involvement with boards of directors and executive management. Vetted by FDIC to head bank liquidation teams. Significant report writing, deposition, and trial experience. Forensic Expert Witness Association professional member. IMS-designated EliteXpert.

Areas of Expertise

  • Banking
  • Management Consulting

Expert's Profile

Former Chief Credit Officer and Chief Lending Officer at Dallas-area banks. Head of special credits at two lending organizations. Recognized as an expert in commercial lending, credit administration, professional training and development, and bank remediation activities.

Mr. Pearson spent 15 years at First National Bank in Dallas/InterFirst, where he rose to division management of all middle market lending activities. After serving as the head of loan workouts, he hired and trained nearly 300 individuals as head of the professional development program. He was the Chief Credit Officer of $800 million NorthPark National Bank before becoming the Chief Credit Officer (and subsequently Chief Lending Officer) of $2.5 billion American Federal Bank, the successor organization to 12 failed thrifts under the oversight of the Resolution Trust Corporation. Later, he served as the division manager of a $10 billion traditional thrift, Washington Federal Savings.

Consultative activities included serving with Electronic Data Systems, Deloitte & Touche, and Computer Sciences Corporation. In addition to involvement in traditional lending and credit projects, he worked with diverse assignments that included collection process redesign, merger integration, and control self-assessment. In addition to banks, thrifts, and credit unions, client engagements included a large insurance company and two governmental entities, the Internal Revenue Service and the Department of Education.

For the past several years he has focused on remediation activities with troubled banks under consent orders with regulatory agencies. Asset sizes of the institutions ranged from $100 million to $2.5 billion. Tasks have ranged from governance and strategic visioning to allowance adequacy and loss migration. Various projects have necessitated direct involvement with all organizational levels, from boards of directors to clerical personnel.

He has 35 years of instructional experience in leading seminars on 10+ topics for the Risk Management Association, Southwestern Graduate School of Banking, Texas Bankers Association, and American Bankers Association, as well as a variety of other trade groups, regulatory agencies, and captive finance organizations.

For additional expert witness and seminar information, see www.vaughnpearson.com.

Personal Achievements

Education

  • AB – Duke
  • MBA – Tulane

Special Training

  • Southwestern Graduate School of Banking (with distinction)

Organizations

  • Forensic Expert Witness Association
  • Risk Management Association
  • American Bankers Association

Publications

  • Articles for The RMA Journal: Community banking in crisis, Bank governance, Board selection, Credit litigation, Developing small business

Military service

  • Navy - Lt., Supply Corps

Listed in the Following States

Vaughn Pearson is listed with ExpertPages in the following jurisdictions: All US Regions and States, Canada (all Provinces).